PnL is a product of Progbiz Pvt Ltd.

Progbiz pvt ltd provides PnL Software as a Service (SaaS) that allows our customers to store, manipulate, analyze and transfer messages between their business systems and their customers on whatsapp. A “Customer” is an entity with whom Progbiz has an agreement to provide the Service.

If you register for our PnL account, you acknowledge your understanding of these terms and enter the Agreement on behalf of the Customer. Please make sure you have the necessary authority to enter into the Agreement on behalf of the Customer before proceeding.

If a Customer violates any of the terms outlined below, we reserve the right to cancel accounts or bar access to accounts without notice. If you do not agree to these terms, please do not use our Services.

Progbiz may, but have no obligation to, remove Content and Accounts containing Content that we determine in our sole discretion are unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Use.

Progbiz may refuse service to anyone for any reason at any time.

BY USING ANY ELEMENT OF THE Progbiz PnL (INCLUDING THE WEBSITE), CUSTOMER ACKNOWLEDGES THAT CUSTOMER HAS READ, ACCEPTS AND AGREES TO BE BOUND BY AND COMPLY WITH THE TERMS AND CONDITIONS, SET OUT IN THIS AGREEMENT, AS AMENDED FROM TIME TO TIME. IF CUSTOMER DOES NOT ACCEPT AND AGREE TO BE BOUND BY THIS AGREEMENT, CUSTOMER WILL IMMEDIATELY CEASE ANY FURTHER USE OF THE PnL SOLUTION, INCLUDING USE OF ANY PART THEREOF. CUSTOMER REPRESENTS AND WARRANTS TO Progbiz THAT CUSTOMER HAS THE CAPACITY TO ENTER INTO THIS LEGALLY BINDING AGREEMENT.

Progbiz PnL Platform

(i) Customer has read and accepted and is in compliance with its obligations under the applicable terms of use related to all applicable Third Party Messaging Platforms, Pre-Integrated Third-Party Business Applications, and Custom-Integrated Business Applications; and (ii) has taken all steps as necessary to enable interoperability between the Progbiz PnL Platform and all applicable Third Party Messaging Platforms, Pre-Integrated Third-Party Business Applications, and Custom-Integrated Business Applications, including acquiring the necessary approvals and API keys, whether directly or via Customer’s Clients, to access these messaging channels as a business.

Modifications to the Service and Fees

Progbiz PnL reserves the right to modify, suspend, or discontinue the Service at any time for any reason, with or without notice.

Progbiz PnL reserves the right to change our monthly/annual fees upon 30 days’ notice. The fee change will be notified per email to all our subscribers and will be reflected on the pricing page at Progbiz PnL.

Progbiz PnL reserves the right to update and change the Terms of Service from time to time without notice. Any new features that augment or enhance the current Service, including the release of new tools and resources, shall be subject to the Terms of Service. Should you continue to use the Service after any such modifications have been made, this shall constitute your agreement to such modifications.

Trademark License

During the Term, Customer hereby grants to Progbiz a worldwide, non-exclusive, non-transferable and non-sub-licensable (other than to affiliates) royalty-free licence to use Customer’s trademarks and logos made available to Progbiz PnL by Customer as part of this Agreement, solely in connection with the marketing, advertising, and promotion of the Progbiz Solution, including listing the Customer and the Customer Application on the Progbiz Website; and only in accordance with Customer’s reasonable trademark usage guidelines, as updated by Customer from time to time.

Copyrights & Ownership

Progbiz expressly reserves all rights, title, and interest in, and Customer will not acquire any right, title or interest in (i) the Progbiz PnL Solution (or any part thereof) and any other materials or content provided by Progbiz under this Agreement, including any and all Modifications to any of the foregoing; and (ii) all intellectual property rights in any of the foregoing (clauses (i) and (ii) are collective, the “Progbiz Property”), in each case. Customer may not copy, modify, adapt, reproduce, distribute, reverse engineer, decompile, or disassemble any aspect of the Service which Progbiz PnL or its suppliers own. The customer agrees not to resell, duplicate, reproduce or exploit any part of the Service without the express written permission of Progbiz. For greater certainty, the Progbiz PnL Property is licensed and not “sold” to the Customer.

Progbiz PnL claims no intellectual property rights over the Content you upload or provide to the Service.

Progbiz PnL’s Right to Use Customer Data

Customer acknowledges and agrees that Progbiz PnL may store, use, reproduce, Modify, and transfer to its subcontractors, Customer Data, including Personal Data, solely in connection with delivering the Services under this Agreement. Customer further acknowledges and agrees that Progbiz PnL may store, use, reproduce, Modify, and transfer data that is not related to an identified or identifiable natural person, including aggregated or de-identified data, without limitation, for its internal business purposes, including but not limited to such purposes as analytics, quality assurance, product and service improvement, and new product and service development. The customer agrees to cause any Administrative User, Customer’s Client and Chat Participant to agree to the terms.

Customer Responsibilities

Customer Accounts. Upon Customer’s request, Progbiz PnL will issue one or more administrator accounts (the “Administrator Accounts”) to Customer that provides Customer with the capability to create accounts for use by individuals who are an employee or contractor of Customer and that Customer wishes to have access to and use of the Progbiz PnL Platform (each, an “Administrative User”). Customer will ensure that Administrative Users only use the Progbiz PnL Platform through their Customer Account. Customer will not share their Administrator Accounts with any other person and will not allow Administrative Users to share their Customer Account with any other person. The customer will promptly notify Progbiz of any actual or suspected unauthorized use of the Progbiz PnL Platform. Progbiz reserves the right to suspend, deactivate, or replace any Customer Account or Administrator Accounts if it determines that the Customer Account or Administrator Account, as applicable, may have been used for an unauthorized purpose.

Customers are responsible for maintaining the privacy and security of their accounts. Progbiz PnL will not be held liable for any damage or loss that may result from your failure to protect your login information, including your password.

Use Restrictions. Customer acknowledges and agrees that it is responsible for the activities and communications of all Administrative Users and Chat Participants on the Progbiz PnL Platform, and the compliance by all Administrative Users, Customer’s Clients and Chat Participants with this Agreement, and any guidelines and policies published by Progbiz PnL from time to time.

The Customer is fully responsible for all activities that occur under the account and any other actions taken in connection with the account. You are responsible for all Content sent and activity that occurs under your account (even when Content is sent by others to your account).

Progbiz may, but have no obligation to, remove Content and Accounts containing Content that we determine in our sole discretion are unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Use.

Without limiting the generality of any of the foregoing, Customer will not, and will not permit any other person (including any Administrative Users, Customer’s Clients or Chat Participants) to:

– use the Progbiz PnL Platform to send, upload, collect, transmit, store, use, disclose or process, or ask Progbiz to obtain from third parties or perform any of the above with respect to, any Customer Data: that contains any computer viruses, worms, malicious code, or any software intended to damage or alter a computer system or data; that Customer or the applicable Administrative User, Customer’s Client or Chat Participant does not have the lawful right to send, upload, collect, transmit, store, use, disclose, process, copy, transmit, distribute and display; that is false, intentionally misleading, or impersonates any other person; that is bullying, harassing, abusive, threatening, vulgar, obscene, or offensive, or that contains pornography, nudity, or graphic or gratuitous violence, or that promotes violence, racism, discrimination, bigotry, hatred, or physical harm of any kind against any group or individual; that is harmful to minors in any way or targeted at persons under the age of 16; that violates any applicable laws, or infringes, violates or otherwise misappropriates the intellectual property or other rights of any third party (including any moral right, privacy right or right of publicity); or that encourages any conduct that may violate, any applicable laws or would give rise to civil or criminal liability;

– disable, overly burden, impair, or otherwise interfere with servers or networks connected to the Progbiz PnL Platform (e.g., a denial of service attack);

– attempt to gain unauthorized access to the progbiz PnL Platform;

– use any data mining, robots, or similar data gathering or extraction methods, or copy, Modify, reverse engineer, reverse assemble, disassemble, or decompile the Progbiz PnL Solution or any part thereof or otherwise attempt to discover any source code, except as expressly provided for in this Agreement;

– use the Progbiz PnL Solution for the purpose of building a similar or competitive product or service; or

– use the Progbiz PnL Solution other than as permitted by this Agreement;

WhatsApp & Usage Policy

– The Customer shall adhere to all the terms & conditions set by WhatsApp at all times. WhatsApp may update WhatsApp Business Policy without notice; by continuing to use the WhatsApp Business Products after such change, the Customer consents to such changes. https://www.whatsapp.com/legal/business-policy/

– The Customer is not in violation of the WhatsApp Commerce Policy and is not in any of the restricted industries. https://www.whatsapp.com/legal/commerce-policy/

– WhatsApp may add limits to businesses on the number of messages to send per day. All Customers must adhere to this Messaging Limit (https://developers.facebook.com/docs/whatsapp/api/rate-limits)

– WhatsApp has the absolute discretion to review, approve or reject any Message Templates (as defined in WhatsApp documentations) at any time.

– Customer agrees to ensure full compliance with WhatsApp Policies regarding sending of messages

– WhatsApp does not offer a way to be notified when a user has blocked your sender, or to retrieve a list of users who have blocked you.

– Any violation of these WhatsApp policies may lead to suspension of the number by WhatsApp. WhatsApp has absolute discretion to limit or remove Customer’s access to or use of the WhatsApp Business Products if Customer receives excessive negative feedback, causes harm to WhatsApp or WhatsApp’s users, or violates or encourages others to violate our terms or policies, as determined by WhatsApp in our sole discretion. If WhatsApp terminates your account for violations of relevant WhatsApp Business terms or policies, WhatsApp may prohibit Customer and Customer organization from all future use of WhatsApp products.

– Progbiz PnL shall take no responsibility in case of any such violations. Any additional charges arising due to this shall be borne by the Customer.

– Once registered on our PnL, Customers cannot reuse the WhatsApp number on WhatsApp Business App or WhatsApp mobile app. The Customer owns the phone number.

WhatsApp Onboarding & Verification Terms

– WhatsApp imposes reviews, such as Facebook business verification (https://www.facebook.com/business/help/2058515294227817?id=180505742745347) to ensure the quality of businesses using WhatsApp products. These requirements are prerequisites to using WhatsApp Business API and Progbiz PnL. WhatsApp has absolute discretion to approve the Customer’s usage of WhatsApp products. Progbiz PnL will assist with the application and submission process

– By using Progbiz PnL, clients agree to the setup for WABA and WhatsApp business API and will provide all the prerequisite documents as required by Whatsapp & Facebook.

WhatsApp Message Policy

– WhatsApp may change acceptable message types and related policies at their absolute discretion at all times.

– The Customer may only initiate chats if you are sending a transactional notification, and only via approved Message Templates (as defined in WhatsApp documentation), subject to applicable pricing. Any Message Templates must comply with WhatsApp’s terms, and only be used for their designated purpose. WhatsApp has the right to review, approve and reject any Message Template at any time. — Customer acknowledges that they are responsible for the variable Message Template costs, billed by Progbiz PnL.

– If a person initiates a chat with a Customer, you may continue that conversation via WhatsApp for up to 24 hours after the last message sent to you by that person without charge (“Customer Service Window”). Outside of the Customer Service Window, Customer may only send messages via approved Message Templates, for which Progbiz will bill and charge Customer the applicable rate.

– Customer may use automation when responding during the Customer Service Window, but must also have available prompt, clear, and direct escalation paths to human agents.

Email and Web Support

Customer will generally have access to Progbiz PnL’s technical support 24hours on weekdays (other than holidays observed by Progbiz PnL) through email support, or through the web site using our chat widget, or by mailing us on info@progbiz.io

Fees and Payment

The customer will pay Progbiz PnL the applicable fees described on our Website (the “price”) during the Term in accordance with the payment terms set out herein.

Payment Terms:

– All Fees shall be in U.S. Dollars;

– The Fees start immediately after you make the payment. The onboarding verification time is counted towards the subscription.

– One-time onboarding fee for WhatsApp Green Checkmark Verification is non-refundable. WhatsApp holds absolute discretion whether to grant Green Checkmark, that they verify Customer as an authentic, notable brand that owns the WhatsApp account. https://developers.facebook.com/docs/whatsapp/guides/display-name/

– Progbiz PnL shall charge and invoice the Customer applicable Fees in accordance with our pricing schedule, in advance, by credit card, on the Effective Date and on every anniversary thereafter. Subscription Fees are charged on a pre-pay basis. and usage Fees are charged on a post-pay basis at the end of each month and will cover the use of the variable messages fees for the previous month. All monthly & usage payments are non-refundable.

– The customer is responsible for all charges incurred (for example – international remittance, bank transfer, and handling fees), and Progbiz PnL shall receive the total amount stated in the invoice.

– There will be no refunds or credits for partial months of service, upgrade/downgrade refunds, or refunds for months unused with an open account. In order to treat everyone equally, no exceptions will be made.

– Payment obligations hereunder are not subject to any set-off or withholding rights whatsoever, any and all of which are hereby expressly waived by Customer.

Disputed Invoices or Charges If Customer, in good faith, disputes any portion of a Progbiz PnL invoice or charge, Customer may provide a dispute notice to Progbiz PnL with written documentation identifying and substantiating the disputed amount within fifteen (15) days from receipt of the applicable invoice or charge, and if applicable, at the time it pays the undisputed portion of such invoice, withhold payment of such disputed portion. If Customer does not report or does not provide such substantiating documentation within that period, Customer shall be deemed to have waived its right to dispute any and all portions of that invoice.

Late Payment. Except for bona fide disputed amounts, any failure to make a payment of any Fees or taxes in strict conformity with the requirements entitles Progbiz PnL to suspend, in whole or in part, access to Services, until such payment is received. Additionally, Progbiz PnL shall assess, and Customer shall pay a charge, compounded monthly, of the lesser of (a) 1.5% per month (19.56% per year) or (b) the highest amount allowed by law on all past due amounts (except amounts disputed). Furthermore, upon any such failure, all outstanding amounts shall become due and payable without further delay.

– Any invoice overdue for more than 30 days will result in account suspension. The customer’s account will only be activated after all overdue invoices are fully settled.

– Any cancellation of your Account will result in the deactivation or deletion of your Account or your access to your Account, and the forfeiture and relinquishment of all content in your Account. This information cannot be recovered from Progbiz PnL once your account is cancelled.

Taxes. The Fees set out in this Agreement do not include applicable taxes, duties, withholdings, tariffs, levies, customs, capital or income taxes or other governmental charges or expenses, including but not limited to value-added tax, sales tax, consumption tax and similar taxes or duties as well as any current or future municipal, state, federal or provincial taxes, and Customer will pay, indemnify and hold harmless Clare.AI from same, other than taxes based on the net income or profits of Progbiz PnL.

Limitation of Liabilities

The Parties acknowledge that the following provisions have been negotiated by them and reflect a fair allocation of risk and form an essential basis of the bargain and will survive and continue in full force and effect despite any failure of consideration or of an exclusive remedy:

Limitation of Liabilities

Progbiz PnL makes no warranties regarding (i) your ability to use the Service, (ii) your satisfaction with the Service, (iii) that the Service will be available at all times, uninterrupted, and error-free (iv), the accuracy of mathematical calculations performed by the Service, and (v) that bugs or errors in the Service will be corrected. Progbiz PnL and its affiliates are neither responsible nor liable for any direct, indirect, incidental, consequential, special, exemplary, and punitive or other damages arising out of or relating in any way to your use of the Service. Your sole remedy for dissatisfaction with the Service is to stop using the Service.

This Agreement will commence on the Effective Date and continue to be in effect until your subscription has been terminated in accordance with the terms Customer agreed to on the Progbiz PnL website at the time of signup (the “Term”). For greater certainty, if the Customer has subscribed to an ongoing subscription, then the subscription will automatically renew at its expiry for the same period of time, at the then-current subscription rate described on the Progbiz PnL Website.

Termination For Convenience.

Either Party may elect to terminate this Agreement and your subscription to Progbiz services as of the end of your then-current Term by providing notice, on or prior to the date thirty (30) days preceding the end of such Term. For clarity, unless this Agreement and your subscription are so terminated, your subscription will renew for a Term equivalent in length to the then-expiring Term. The customer is responsible for properly cancelling your Account. An email request to cancel your Account shall result in cancellation. Any cancellation of your Account will result in the deactivation or deletion of your Account or your access to your Account, and the forfeiture and relinquishment of all Content in your Account. This information cannot be recovered from Progbiz PnL once your account is cancelled. After terminating a customer account, there will be a 90-day grace period where the customer can reactivate the account. After 90 days, the account deletion process will begin, and the customer will have to purchase a new account and cannot retrieve any of their existing Progbiz PnL account information. Please be aware of that. You can cancel at any time, but you will remain liable for all charges accrued up to that time, including full monthly charges for the month in which you discontinued service. You will not be charged again. Progbiz PnL will use all reasonable efforts to contact you directly via email to warn you prior to the suspension or termination of your account. Any suspected fraudulent, abusive, or illegal activity that may be grounds for termination of your use of Service may be referred to appropriate law enforcement authorities. Progbiz PnL shall not be liable to You or any third party for any modification, suspension or discontinuation of the Service.

Termination for Non-payment.

Progbiz PnL reserves the right to suspend Services if the Customer fails to timely pay any undisputed amounts due to Progbiz PnL under this Agreement, but only after Progbiz PnL notifies Customer of such failure and such failure continues for thirty (30) calendar days after such notification. Suspension of Services shall not release Customer of its payment obligations under this Agreement. Customer agrees that Progbiz PnL shall not be liable to Customer or to any third party for any liabilities, claims or expenses arising from or relating to suspension of the Services resulting from Customer’s non-payment unless Progbiz PnL suspends the Services without giving Customer 30 calendar days written notice to rectify its failure to pay. Termination will result in the deactivation or deletion of your Account or your access to your Account, and the forfeiture and relinquishment of all Content in your Account. This information cannot be recovered from Progbiz PnL once your account is terminated. Please be aware of that.

Refunds and Termination Charges. No refunds or credits for Fees will be provided if you elect to terminate this Agreement prior to the end of your Term. If you terminate this Agreement prior to the end of your Term, or Progbiz PnL effects such termination, in addition to other amounts you may owe Progbiz, you must immediately pay any then unpaid Fees associated with the remainder of your Term. This amount will not be payable by you in the event you terminate as a result of a material breach of this Agreement by Progbiz PnL, provided that you provide advance notice of a such breach to Progbiz PnL and afford Progbiz PnL not less than thirty (30) days to reasonably cure such breach.

Termination for Cause. A Party may terminate this Agreement for cause (a) upon thirty (30) days written notice to the other Party of a material breach if such breach remains uncured at the expiration of such period; or (b) if the other Party becomes the subject of a petition in bankruptcy or any other proceeding relating to insolvency, receivership, liquidation or assignment for the benefit of creditors. If this Agreement is terminated by you in accordance with this section, Progbiz PnL will, to the extent permitted by applicable law, refund you any prepaid fees covering the remainder of the Term after the effective date of termination. If this Agreement is terminated by Progbiz PnL in accordance with this section, you will pay any unpaid fees covering the remainder of the Term. In no event will termination relieve you of your obligation to pay any fees payable to Progbiz PnL for the period prior to the effective date of termination.